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Well-respected bank offering Payday loans

 

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A so far well-respected bank - 'US Bank' offers payday loans now. I could not believe it!
This morning I logged in to verify some checks had cleared and I saw a new symbol saying "Request Checking Account Advance"

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U.S. Bank's Checking Account Advance allows you to request an advance on your next direct deposit.

Key Features:

* Advance cash immediately into your checking account.
* Payoff of advance and finance charge is automatic. Payments will be deducted from your checking account with your next direct desposit(s) of $100 or more, or, if not fully paid, on the final payment date, which is the 35th day after your advance.1
* Finance charge is $1 for every $10 advanced (120% APR).
* Advance between $20 and your limit. If your checking account is overdrawn, you must advance enough to bring your account to a $0 balance.
--------------------------------------------------------------------------------
Below a screenshot as 'proof'.

At least they put the APR in there, in bold letters. It is probably required by law in California.
The red arrow was added by me.

What are your comments? Are they trying to ruin people?

A few weeks ago, I noticed a banner saying "Equity Line - Why not?", luring people into spending the equity that they have in their homes. I guess payday loans are the logical consequence. What will come after that?

My opinion is: this bank is going too far to make profits. Everyone knows that these payday loans are a big trap and nothing good will ever come out from it. What makes me mad is that I closed my credit union's accounts 2 months ago and switched over to US bank. They have a local branch with good opening hours, plus a good HELOC (Home Equity Line of Credit) at prime - 1.01%, that's why I went with them.



Comments:

You are on page 201 of 216, other pages: 1 2 3 198 199 200 [201] 202 203 204 213 214 215 216
2019-04-14, 14:46:41
blankatm156@gmail.com  
I have just taken out my first personal loan and i must say i am extremely impressed as to how straightforward the services is. All i had to do was applied and filled out the application form and submit it! I was then told in about 10 minutes that i was accepted and that the funds has been approved and on the way to my bank after submitting the required information's and i received a loan of $15,000 USD! Extremely impressive. Now i have my own car and also have my own business thanks to Am.Invest LIMITED. Apply for your loan today without any stress with Am. Invest LIMITED email them now on (inforamzanloan@gmail.com). Thanks
2019-04-15, 10:52:15
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2019-04-17, 17:32:53
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2019-04-19, 02:24:10
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2019-04-19, 07:23:21
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2019-04-23, 15:24:19
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2019-04-24, 22:09:03
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2019-04-27, 21:54:28
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2019-04-29, 00:01:51
fixitrogers@gmail.com from Pakistan  
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2019-04-29, 04:10:32
anonymous from United States  
saudara-saudara

Saya di sini untuk bersaksi tentang kebaikan Allah dalam hidup saya dan bagaimana saya diselamatkan dari tekanan finansial karena bisnis saya sedang menurun dan keluarga saya dalam keadaan asulit sehingga kami bahkan tidak dapat membayar uang sekolah untuk anak-anak, karena kepahitan mengambil alih hatiku
Suami saya juga menggagalkan karena kami menjalankan bisnis keluarga di (Surabaya, Jawa Timur) dimana kami jadi bingung suami saya mencoba untuk mendapatkana pinjaman dari bank dia menolak pinjaman jadi dia online mencari pinjaman karenaa dia ditipu oleh sone imposters online yang menjanjikan kepadanya pinjaman dan mengatakan harus membayar biaya untuk mendapatkan pinjaman sehingga husbank saya meminjam uang dari teman-temannya untuk membayar biaya maka mereka meminta biaya lagi dengan beberapa alasan dia harus pergi dan meminjam dari saudaranya di (Bekasi) untuk memastikan dia mendapatkan pinjaman setidaknya untuk membi/aayai kebutuhan keluarga dan setelah dia membuat biaya, dia diminta untuk membayar lagi dengan alasan tertentu, hal ini membuat keluarga kelaparan meningkat sehingga kami harus mengumpulkan makanan dari tetangga dekat kami. dan selama berbulan-bulan kami menderita dan bisnis ditutup untuk sementara waktu
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2019-05-01, 00:07:43
anonymous  
I can confirm that just today, less than 1 month from date of receipt credit bureaus got my letters in which i hired a credit repair expert (QUADHACKED 'at' GMAIL.COM) to help me delete medical collections and other late payment records. Trans Union has removed all 6 medical collection accounts. None could be verified. I didn't even receive a letter from Trans Union at first ,but did receive a notification from a credit monitoring app. Later on i got confirmations letter from the Federal credit bureau and trans union . Thanks Q U A D H A C K E D @ G M A I L . C O M ,I'M also scoring an 800+ this is so nice!!! Finally free of that nonsense bondage.
2019-05-03, 14:38:47
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rating
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2019-05-03, 16:37:50
anonymous from United States  
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2019-05-06, 15:02:40
anonymous  
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2019-05-06, 16:34:07
anonymous  
am Jonetta.I live in Chattanooga ,when i was in need of a loan of $85,000,i was scammed by those fraudulent lenders and a friend introduced me to Mr. Scott ,and he offered me the loan without any stress,you can contact him via scttspencer7@gmail.com And you will be free from scams in the internet. My lovely Husband extend is greeting to you also if not for you I can't imagine the way life should be for my family today. Please I am begging everyone on answer to help me thank Mr. Spencer and I will always being sharing this great thing that happen in my life in answer everyday. You are the one who remove me and my family out of poverty, my family extends their greeting to you.
You are on page 201 of 216, other pages: 1 2 3 198 199 200 [201] 202 203 204 213 214 215 216

 

 

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